Savings And Investments > Capital Contribution

Capital Contribution (CapCon)

CapCon is a dividend-earning investment account required for PSSLAI membership. Your contributions earn TAX-FREE dividends, helping you grow your wealth and build a secure financial future. 

 

Key Features

  • Earn up to 18% annually. High, tax-free dividends credited every year. 

  • Start with just ₱1,000. Affordable and accessible for all members. 

  • Grow up to ₱5 million maximum deposit limit.  

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How It Works?

  • All PSSLAI members are required to maintain a CapCon account with a minimum contribution of ₱1,000. 

  • Placement Cut-Offs: 

    • First Semester: Up to the 3rd working day of January. 

    • Second Semester: Up to the 3rd working day of July. 

  • Maximum Deposit Per Semester: 

    • Regular Members: Up to ₱100,000. 

    • Associate Members: Up to ₱75,000. 

  • Dividends are credited annually in January, upon BSP approval. 

  • Advance Dividends: 

    • Get a portion of your dividends in July by submitting the one-time Advances to Members Authorization (AMA) form to any PSSLAI office by June 30. The remaining dividends will be credited in January after BSP approval.